To speak with a licensed insurance agent

Hello, I’m Alex Rubio - your local independent licensed insurance agent and trusted Medicare guide.

As a certified and licensed insurance agent, Alex has dedicated his career to helping individuals make sense of their healthcare options. With over 30 years of experience in the health insurance industry, Alex brings unmatched expertise and a client-first approach.

 

Before founding Guidepoint Insurance Advisors, Alex served as Sales Director for SCAN Health Plan, managing Medicare sales across four states. He also held sales and leadership roles with Blue Cross Blue Shield of Arizona and WellCare, and spent nearly two decades specializing in employer-based health coverage. This diverse background gives Alex a deep understanding of both individual and group insurance, ensuring clients receive informed, personalized guidance.

 

Alex’s philosophy is simple: healthcare decisions should never be one-size-fits-all. He upholds a fiduciary responsibility to provide honest, transparent advice—empowering clients to choose coverage that fits their unique healthcare needs and budget.

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Empowering you is our business

As an independent Licensed Insurance Broker, I specialize in helping beneficiaries and retirees navigate the often-confusing world of Medicare.

Medicare FAQ's

Got questions? We've got answers

You are eligible to apply for Medicare during your initial enrollment period which is a 7 month window. 3 months before turning 65, the month you turn 65 and 3 months after turning 65. 

The easiest way to sign up for Medicare is online through SSA.gov or by Calling Social Security at 1-800-772-1213. You can also visit your local Social Security Office.

If you are already receiving Social Security Benefits you will be automatically enrolled into Original Medicare, otherwise you will be eligible to enroll during your initial enrollment period that starts 3 months before your 65th birthday.

If you miss your Initial Enrollment Period you can sign up during the General Enrollment period that occurs every year January 1st through March 31st. Coverage becomes effective the month following your enrollment date.

Yes, there are penalties for not signing up for Part B of Medicare and will be added to your premium.

If you need a new Medicare card you can order a replacement card by phone at 1-800-772-1213, or online at the Social Security Administration web site. Make sure you have your Medicare number ready when you call.